UK Life Insurance for Everyone including Expats

The peace of mind that comes with UK term insurance, the best available, no matter where in the world you are living. It’s not just for UK nationals or expatriates either – everyone!

We specialise in protection insurance which provides for all events including death from pandemics

We specialise in the provision of international life insurance including Whole of Life, Critical Illness, and international Private Medical Insurance. These covers are available for expatriates, individuals, and corporate groups worldwide.

Competitive Premiums Worldwide

We provide life policies in a range of major currencies. Our terms are very competitive and you can obtain a quotation wherever you reside unless in a war zone.

Term Assurance

Pure protection at a low cost

One of the main purposes of life assurance is to provide protection. Life Term Assurance provides protection for a set period of time at a low cost. It’s designed to:
•Provide money for your family or dependants in the event of your death
•Pay off a mortgage and any other outstanding loans in the event of your death
•Provide money for a business in the event of the death of a `keyman’ (someone whose presence is vital to the continued success of your business), partner or shareholder.

Guaranteed Cash

Term Assurance guarantees the payment of a cash sum in the event of death during the term of the plan. And, because it provides pure protection and contains no savings element, it’s comparatively inexpensive.

Guaranteed Premiums

The premiums are guaranteed at the outset not to increase during the term of the policy.

Quotation Request

See Our Brochure

Who can Apply?

Anyone who is 18 or over can apply to be covered by a Life Term Assurance, subject to the following limits:

Plan	Currency	Policy Term Minimum	Maximum	Maximum Expiry Age
Level Term Assurance	Euro, Sterling £, US$	1	80	99

And there’s more….

Our non-smoker discount could make Term Assurance an even more attractive choice for you. Also Whole of Life available which means no expiry age!

Talking About Tax…

The tax position relating to the policy will vary according to personal circumstances and, in some cases, the way in which the policy is written.

The tax position of your policy depends on current law, and therefore may be liable to change.

Taxation Details

The sum assured becomes payable on death during the term of your policy. Under current law, it is free from UK Income Tax and Capital Gains Tax. This is provided that the policyholder is not UK domicile and that the policy document is lodged outside the UK at the time of death.